Question:
I am a young Algerian Heroes I would like to take advantage of a bank loan through a broker, and that the mediator and the Agency for youth employment; where the financing for this loan through the Bank's contribution, the Fund's contribution to the Agency's addition to the personal contribution; but when you pay the dues of the bank is calculated benefits with science that the payment of dues relating to proxy interest-free. However, knowing that a percentage of benefits paid by me on the bank of the Agency.
Question: Is it permissible to take advantage of this loan, in the case of non-payment of the interest rate on the bank forced me any repayment of the loan when you pay them the amount granted to pay without interest, what is the ruling on this?
Mufti: Abdul Hai Yousef
Answer:
Praise be to God alone, and peace and blessings be upon the Prophet after him, and to his family and companions, and after:
You may not benefit from this loan for being usurious, and cursed the Prophet peace be upon him who consumes riba and the one who writes it and he saw and said: they are, and look Allaah keep you safe from the way the other will enable you to begin the life of true free of the scourge of usury, and he said our Lord Almighty and says: {Allah will destroy Riba and charity, alms}.
But if the transaction contained in the question you've got legally valid lead you out of debt without usury increase implications; says: {and repent, you shall have your capital shall not be dealt with unjustly} and knowledge of God Almighty.
Quoting the Islamic niche network.
ترجمة تحت إشراف منتدى عباقرة قادمون
الخميس 17 نوفمبر 2011, 8:50 pm